10-Step Plan for an Optimal TSP Withdrawal Strategy

Managing your TSP and alternate investment options after retirement or separation from service.

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crondanet5
Posts: 4324
Joined: Tue Aug 19, 2008 8:51 pm

Re: 10-Step Plan for an Optimal TSP Withdrawal Strategy

Post by crondanet5 »

Winner take a look at VGR.

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Winner
Posts: 621
Joined: Wed Jan 06, 2010 10:40 am

Re: 10-Step Plan for an Optimal TSP Withdrawal Strategy

Post by Winner »

VGR is ok for around 5% dividend, but this is not for me to risk since no additional profit for me to sell CALL OPTION since it trade for only $.10 - $.15 "in the money."

Something like MAT since I don't mind with "Barbie" (2nd qtr 23% sales soared). For retirement account I'm looking for stock with dividend + collect on call option at least 5% or more per quarter and the most important it is good for long term if I decide to hang on if it is on the move.
“A brave man knows the circumstances and consequences of what he may encounter ahead…..but moves forward anyway.”

crondanet5
Posts: 4324
Joined: Tue Aug 19, 2008 8:51 pm

Re: 10-Step Plan for an Optimal TSP Withdrawal Strategy

Post by crondanet5 »

If you look at the 1 year chart of vgr the share price drops off a couple months before the dividend. That's when I buy it, and sell it the morning before the day of ex-dividend. I do not collect the dividend because the capital gain exceeds the dollar amount of the dividend. And if you are trading it in a taxable brokerage account, capital gains tax is less than the tax on dividends. Check out the 1 year chart.

andrewclif
Posts: 1
Joined: Thu Oct 24, 2019 2:43 am

Re: 10-Step Plan for an Optimal TSP Withdrawal Strategy

Post by andrewclif »

Thank you for sharing this with us.

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Fund Prices2021-04-13

FundPriceDayYTD
G $16.56 0.00% 0.33%
F $20.63 0.24% -2.65%
C $61.91 0.33% 10.73%
S $82.51 0.51% 11.20%
I $37.56 0.28% 6.13%
L2065 $13.54 0.34% 9.12%
L2060 $13.54 0.34% 9.12%
L2055 $13.54 0.34% 9.12%
L2050 $27.70 0.30% 7.33%
L2045 $12.66 0.28% 6.87%
L2040 $46.29 0.26% 6.44%
L2035 $12.25 0.24% 5.93%
L2030 $40.88 0.22% 5.43%
L2025 $11.64 0.17% 4.30%
Linc $22.75 0.09% 2.13%

Pending Allocations

Under development. For now, you may view Pending Allocations by going to "fantasy TSP" and selecting "Leaderboard sort" of "Pending Allocations".

What else

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