10-Step Plan for an Optimal TSP Withdrawal Strategy
Moderator: Aitrus
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Re: 10-Step Plan for an Optimal TSP Withdrawal Strategy
Winner take a look at VGR.
Re: 10-Step Plan for an Optimal TSP Withdrawal Strategy
VGR is ok for around 5% dividend, but this is not for me to risk since no additional profit for me to sell CALL OPTION since it trade for only $.10 - $.15 "in the money."
Something like MAT since I don't mind with "Barbie" (2nd qtr 23% sales soared). For retirement account I'm looking for stock with dividend + collect on call option at least 5% or more per quarter and the most important it is good for long term if I decide to hang on if it is on the move.
Something like MAT since I don't mind with "Barbie" (2nd qtr 23% sales soared). For retirement account I'm looking for stock with dividend + collect on call option at least 5% or more per quarter and the most important it is good for long term if I decide to hang on if it is on the move.
“A brave man knows the circumstances and consequences of what he may encounter ahead…..but moves forward anyway.”
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- Posts: 4330
- Joined: Tue Aug 19, 2008 8:51 pm
Re: 10-Step Plan for an Optimal TSP Withdrawal Strategy
If you look at the 1 year chart of vgr the share price drops off a couple months before the dividend. That's when I buy it, and sell it the morning before the day of ex-dividend. I do not collect the dividend because the capital gain exceeds the dollar amount of the dividend. And if you are trading it in a taxable brokerage account, capital gains tax is less than the tax on dividends. Check out the 1 year chart.
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- Joined: Thu Oct 24, 2019 2:43 am
Re: 10-Step Plan for an Optimal TSP Withdrawal Strategy
Thank you for sharing this with us.
Fund Prices2025-07-14
Fund | Price | Day | YTD |
G | $19.20 | 0.04% | 2.39% |
F | $20.09 | -0.03% | 3.16% |
C | $99.72 | 0.14% | 7.31% |
S | $94.32 | 0.80% | 4.62% |
I | $49.62 | -0.10% | 18.43% |
L2075 | $10.08 | 0.14% | 0.78% |
L2070 | $11.54 | 0.14% | 10.76% |
L2065 | $19.47 | 0.14% | 10.74% |
L2060 | $19.47 | 0.14% | 10.74% |
L2055 | $19.47 | 0.14% | 10.74% |
L2050 | $38.20 | 0.12% | 9.46% |
L2045 | $17.31 | 0.11% | 9.06% |
L2040 | $62.79 | 0.11% | 8.66% |
L2035 | $16.45 | 0.10% | 8.18% |
L2030 | $54.33 | 0.10% | 7.69% |
Linc | $28.04 | 0.06% | 4.85% |