L 2020 Ending Now What?

Managing your TSP and alternate investment options after retirement or separation from service.

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rlwampole
Posts: 1
Joined: Sat Mar 18, 2017 12:21 pm

L 2020 Ending Now What?

Post by rlwampole »

I retired from DHS in 2010 and decided to stay in the L 2020. I have been taking a monthly allotment of 4% for the last year and will continue to do so. I have just been notified by TSP that the L 2020 fund is ending in June and I need to make a decision on where to move my funds. I'm sure many other retirees are running into the same dilemma. I would appreciate any other suggestions on where to move these funds.

Donzi4me
Posts: 9
Joined: Fri Mar 03, 2017 12:27 am

Re: L 2020 Ending Now What?

Post by Donzi4me »

L2030 is the "old" L2020.

hail2skins
Posts: 1
Joined: Thu May 25, 2017 8:29 pm

Re: L 2020 Ending Now What?

Post by hail2skins »

Depends on your risk level. L2030 is roughly 60 percent stocks and will stay that way for a good time. L2020 is now around 25 percent stocks. I thought the L2020 would merge into the L Income fund, which is currently a little over 20 percent stocks and is supposed to gradually increase to 30 percent by 2030.

You can see how the various allocations of the lifecycle funds will change over time on the TSP website.

Neuronic
Posts: 68
Joined: Sat Dec 10, 2016 9:33 pm

Re: L 2020 Ending Now What?

Post by Neuronic »

https://www.tsp.gov/InvestmentFunds/Fun ... L2020.html Displays the latest fund make-up of L2020. You could potentially just mimic your account with those percentages or slightly tweak. However, it has been automatically been rebalancing to almost match L income. Maybe you don’t feel as strong about international funds, or feel bonds will keep going back up, etc.

Ericdelee
Posts: 210
Joined: Thu May 30, 2013 7:09 pm

Re: L 2020 Ending Now What?

Post by Ericdelee »

Neuronic wrote:https://www.tsp.gov/InvestmentFunds/Fun ... L2020.html Displays the latest fund make-up of L2020. You could potentially just mimic your account with those percentages or slightly tweak. However, it has been automatically been rebalancing to almost match L income. Maybe you don’t feel as strong about international funds, or feel bonds will keep going back up, etc.
This. Just mirror the L2020 funds and leave it there.

haywoodkb
Posts: 67
Joined: Mon Aug 18, 2014 9:53 am

Re: L 2020 Ending Now What?

Post by haywoodkb »

New lifecycle funds are coming out later this year. You will be able to select a Lifecycle 2025 plan that should be closer to your current 2020 plan.

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Fund Prices2021-04-16

FundPriceDayYTD
G $16.56 0.00% 0.34%
F $20.66 -0.21% -2.53%
C $62.57 0.36% 11.92%
S $83.28 -0.04% 12.24%
I $38.19 0.63% 7.92%
L2065 $13.71 0.39% 10.49%
L2060 $13.71 0.39% 10.49%
L2055 $13.71 0.39% 10.49%
L2050 $27.99 0.31% 8.45%
L2045 $12.79 0.29% 7.92%
L2040 $46.72 0.27% 7.42%
L2035 $12.36 0.25% 6.82%
L2030 $41.20 0.23% 6.25%
L2025 $11.71 0.18% 4.93%
Linc $22.82 0.08% 2.45%

Pending Allocations

Under development. For now, you may view Pending Allocations by going to "fantasy TSP" and selecting "Leaderboard sort" of "Pending Allocations".

What else

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