2022 TSP- Go Wrong- Stay Wrong?
Moderator: Aitrus
2022 TSP- Go Wrong- Stay Wrong?
So I was trying not to ride the wave (short term earrings) but now I’m stuck in the deeply negative category. Do I cut ties and eat the loss, or ride it out and continue buying shares on the cheap?
I’m 19 years from retirement, talk to me Goose . . .
I’m 19 years from retirement, talk to me Goose . . .
Operation Iraqi Freedom Veteran
Disclaimer: The contents of this thread are known to the state of California to cause cancer. (As they always seem to know more than the rest of us)
Disclaimer: The contents of this thread are known to the state of California to cause cancer. (As they always seem to know more than the rest of us)
Re: 2022 TSP- Go Wrong- Stay Wrong?
I say ride it out. You have a long time until retirement and if you look at how far down the S fund is from its 2021 high; this is a good entry point. How many years has the S fund (or C) ended the year at -25%? Not many.
Never underestimate the true intentions and overreach of the regime.
Less Government, More Freedom!
Less Government, More Freedom!
Re: 2022 TSP- Go Wrong- Stay Wrong?
If you move to G fund, then when are you going to move back into stocks? Likely you'll lock in your losses and miss the rebound. I agree with harpole, now is the time to get-in and stay-in.
- Billionair
- Posts: 271
- Joined: Wed May 02, 2018 11:27 am
Re: 2022 TSP- Go Wrong- Stay Wrong?
Ride the wave. Even if it takes 1-2 years; put it in S and forget about it. Market will comeback eventually.
-What we do in Life, echoes in Retirement-
Re: 2022 TSP- Go Wrong- Stay Wrong?
As you are 50/50 G/S, why not wait until you are sure an upturn is underway, then go all in?
“The genius of investing is recognizing the direction of the trend – not catching the highs or the lows.”
- Dean Witter
"Put all your eggs in one basket and then watch that basket."
- Andrew Carnegie
- Dean Witter
"Put all your eggs in one basket and then watch that basket."
- Andrew Carnegie
Re: 2022 TSP- Go Wrong- Stay Wrong?
Thanks guys. Never been in the negative territory before, and its messing with me.
Operation Iraqi Freedom Veteran
Disclaimer: The contents of this thread are known to the state of California to cause cancer. (As they always seem to know more than the rest of us)
Disclaimer: The contents of this thread are known to the state of California to cause cancer. (As they always seem to know more than the rest of us)
- Scarfinger
- Posts: 811
- Joined: Mon Jan 30, 2012 12:00 am
Re: 2022 TSP- Go Wrong- Stay Wrong?
I did some Monte Carlo simulations with a downturn in the market for the first 5 years of a 10 year period and I always came out with a larger portfolio balance than if I didn't have a down turn. Anyone else see this? Maybe I am mistaken?
I am just an average Joe. I have no clue to what the market will do.
Paul Merriman 2 fund strat: (age - 25) x2.5 = TDF + balance into S fund or variation ofTimboSlice wrote: "People really need to stop overthinking this."
Re: 2022 TSP- Go Wrong- Stay Wrong?
From 90% S to 89% S IFT today? What's the thinking behind that???
Re: 2022 TSP- Go Wrong- Stay Wrong?
We "were" up well over 1% for the day, so thought why not pocket it. If we continue to go down the following day, then I save 1%.jimcasada wrote: ↑Fri May 20, 2022 12:17 amFrom 90% S to 89% S IFT today? What's the thinking behind that???
I may continue to pull 1% on up days for the remainder of May. The trend is still down...
Never underestimate the true intentions and overreach of the regime.
Less Government, More Freedom!
Less Government, More Freedom!
-
- Posts: 573
- Joined: Thu Jan 18, 2018 12:01 pm
Re: 2022 TSP- Go Wrong- Stay Wrong?
Hi Jim, so you went 90 - 89 S, did the 1% go Gjimcasada wrote: ↑Fri May 20, 2022 12:17 amFrom 90% S to 89% S IFT today? What's the thinking behind that???
Also, where was the last 10, was it G?
Moneys’ Money Making Money (4M)
Re: 2022 TSP- Go Wrong- Stay Wrong?
Geez, between the gas prices and the state of my 201K, not sure I can withstand much more of this build back better plan . . .
Last edited by IRQVET on Wed Jun 15, 2022 4:27 pm, edited 1 time in total.
Operation Iraqi Freedom Veteran
Disclaimer: The contents of this thread are known to the state of California to cause cancer. (As they always seem to know more than the rest of us)
Disclaimer: The contents of this thread are known to the state of California to cause cancer. (As they always seem to know more than the rest of us)
Re: 2022 TSP- Go Wrong- Stay Wrong?
I guess it's like construction; you have to demolish everything first before you build it back better...
Never underestimate the true intentions and overreach of the regime.
Less Government, More Freedom!
Less Government, More Freedom!
Re: 2022 TSP- Go Wrong- Stay Wrong?
I got caught too. Just ride it out. Keep contributing as much as possible.
Fund Prices2024-04-19
Fund | Price | Day | YTD |
G | $18.19 | 0.01% | 1.28% |
F | $18.64 | 0.13% | -3.02% |
C | $77.77 | -0.87% | 4.58% |
S | $76.07 | -0.06% | -1.33% |
I | $40.54 | -0.32% | 0.89% |
L2065 | $15.49 | -0.56% | 2.46% |
L2060 | $15.49 | -0.56% | 2.46% |
L2055 | $15.49 | -0.56% | 2.46% |
L2050 | $31.21 | -0.46% | 1.97% |
L2045 | $14.26 | -0.43% | 1.91% |
L2040 | $52.17 | -0.40% | 1.88% |
L2035 | $13.80 | -0.37% | 1.83% |
L2030 | $46.05 | -0.33% | 1.81% |
L2025 | $12.91 | -0.17% | 1.55% |
Linc | $25.25 | -0.13% | 1.38% |