Aitrus - For me I have always had zero debts from college expenses undergrad, grad and post-grad total. This status afforded me to ability to parlay that income otherwise to be spent on repaying student loan debt to investing on either real property or equities, which has resulted in my having a decent net worth today. Far from it for me to boast because of the following mitigating factor:
My undergrad engineering degree from the last century costs me and my immigrant parents a grand total of $16k. Most of it I paid off with part time work that on average paid $13/hr. For some years of my upbringing we lived on the federal poverty scale, so I am by no means a privileged rich kid (nor ever a welfare recipient) as someone else characterized the typical college student.
That exact same degree from the same state university now costs upwards of $75k today. Guess what the average parttime or workstudy job pays today: ~$13/hr.
That is hard factual reality faced today by the "lazy" millennials. It can be easily argued that boomer and Gen X policies (of creating money out of thin air and passing it off as compounding debt to be paid back by the succeeding generation of aforementioned millennial slackers) actually created and perpetuate the problem, either because said boomer/GenX policymakers and their constituents were/are too stupid and/or greedy to address.
Yes, I am indeed part of the problem, as are most of us geezers on this board. At the very least can we at least have the decency to stop insulting the younger generation by blaming them for essentially the crime we are actually guilty of? What a terrible example we have become for them.